Introduction
The Uttar Pradesh government has implemented the Micro Udyami Accident Insurance Scheme for the micro entrepreneurs of the state. This scheme aims to provide insurance coverage to micro entrepreneurs in case of accidental death or disability.
Benefits of Micro Udyami Accident Insurance Scheme
Under this scheme, micro entrepreneurs will be eligible for an insurance coverage of Rs.500,000 in case of death or permanent disability. The insurance amount will be given to the applicant’s family in the event of death, while it will be deposited in the applicant’s bank account for medical treatment in case of permanent disability.
Eligibility Criteria
To be eligible for the Micro Udyami Accident Insurance Scheme, the applicant must be a resident of Uttar Pradesh and a micro entrepreneur. The age of the beneficiary should be between 18 to 60 years, and the bank account should be linked to Aadhaar.
Required Documents
To apply for the scheme, the following documents are required: Aadhaar card, address proof, registration number obtained from the Udyam portal, death certificate (if applicable), disability certificate (if applicable), bank account details, passport-size photo, and mobile number.
Objective of Micro Udyami Accident Insurance Scheme
The main objective of the Micro Udyami Accident Insurance Scheme is to provide financial support to the families of micro entrepreneurs in case of their death or disability. This helps to prevent financial crisis and ensures the well-being of the families.
Application Process
Applications for the Sukshm Udyami Durghatna Bima Yojana can be submitted through both online and offline modes. The online registration process will be available once the official website is launched. The application form can be downloaded from the website and submitted to the concerned department.
Features of Micro Udyami Accident Insurance Scheme
The key features of the Micro Udyami Accident Insurance Scheme include providing sum assured in case of death or disability, motivating micro entrepreneurs to take advantage of the scheme, and empowering eligible beneficiaries to become self-dependent.
Timely Application
To receive the insurance amount through Direct Benefit Transfer (DBT) mode, the applicant must apply within one month of the incident. It is crucial to submit the application on time to ensure that the insurance amount reaches the beneficiary.
Helpline Number
The Uttar Pradesh government will soon introduce helpline numbers for the scheme. Applicants can contact the helpline for any assistance or to seek detailed information about the Micro Entrepreneur Accident Insurance Scheme.
Conclusion
The Micro Udyami Accident Insurance Scheme is a commendable initiative by the Uttar Pradesh government to provide financial support to micro entrepreneurs in case of accidents. It aims to improve the economic condition of the beneficiaries and their families. Eligible micro entrepreneurs are encouraged to apply for the scheme and secure their future.