Bihar government has announced the implementation of a new scheme for every Panchayat, whose name is – One Panchayat One Bank Account Yojana. Through this scheme, there will be a bank in every Panchayat in the state. On which all the accounts of the department will be kept under special watch to see whether any irregularities are happening anywhere. How to get the benefit of One Panchayat One Bank Account Yojana and how to apply for it. To get all this information, you will have to read this article till the end.
One Panchayat One Bank Account Yojana
It has been announced to launch One Panchayat One Bank Account Yojana in Bihar. This scheme has been implemented for better financial management of Panchayati Raj institutions. Under One Panchayat One Bank Account Yojana, all 8057 panchayats of the state will have the same number of bank accounts. For which banks have also been finalized and their information will soon be sent to all the Panchayats. Let us tell you that Gram Panchayat will be able to open its bank account only in one of the selected banks.
About One Panchayat One Bank Account Yojana
| Scheme Name | One Panchayat, One Bank Account Yojana |
| Assistance Provided | Providing bank facility in every Panchayat. |
| By Whom Started | Bihar government |
| Department | Panchayati Raj Department |
| Application Process | Online/Offline |
| Official Website | Official website will be launched soon |
पंचायती राज संस्थाओं के बेहतर वित्तीय प्रबंधन के लिए जल्द ही बिहार में एक पंचायत एक बैंक खाता योजना लागू की जाएगी।इसके तहत राज्य के सभी 8057 पंचायतों के पास इतने ही बैंक खाते होगें।इसके लिए बैंक भी तय हो चुके है।@yadavtejashwi @sanjuydv @saharsa_rjd @RJD_BiharState @RJDforIndia pic.twitter.com/cyUascXJAV
— Dhanik Lal Mukhia (@dhaniklalmukhia) June 19, 2023
Objective of One Panchayat One Bank Account Yojana
The concept of one Panchayat, one bank account will prove to be effective in completing the development works of the state government at a faster pace.
Banks included in Bihar One Panchayat One Bank Account Yojana
Panchayati Raj Department has signed MOU with 08 banks for the scheme. These banks are –
- State Bank of India
- Bank of India
- Canara Bank
- North Bihar Gramin Bank
- South Bihar Gramin Bank
- Central Bank
- Punjab National Bank
- ICICI Bank
Panchayats will have to maintain their account in any one of these banks. Although this number may increase further. Panchayati Raj Minister said that if one or two more banks show interest, this number can reach 10.
Operation of One Panchayat One Bank Account Scheme
The Panchayati Raj Department will be responsible for running this scheme smoothly and maintaining it.
With this scheme, Panchayats will be able to spend the amount under various schemes.
After the implementation of this scheme, all the panchayats in the state will have the same number of bank accounts. Due to which the amount for all the schemes of Panchayats will be received from the government in one account and the Panchayat will also be able to spend the amount from this account.
Dashboard will be created for One Panchayat One Bank Account Yojana
The dashboard for One Panchayat One Bank scheme will be created by the Panchayat Raj Department. The bank accounts of all the panchayats will be linked to the dashboard and all these bank accounts will be monitored every moment from the departmental headquarters as to when and how much amount was sent to which panchayat’s account, when and how much amount was spent and to whom was the money given. A record of all this information will be maintained. Along with this, care will also be taken to increase the speed of work.
Districts have been instructed to work on one panchayat, one bank.
After the dashboard is ready, the districts have been instructed to work on one panchayat, one bank.
Space will be reserved for opening banks
For One Panchayat One Bank scheme, space will be reserved for banking in every Panchayat building of the state and they will be given space free of cost. The banks which want to open their branch in the Panchayat will have to send a proposal to the department for this. After that action will be taken by the department.
Key Features of One Panchayat One Bank Account Yojana
- There will be a bank branch in every panchayat of Bihar
- The funds for all the schemes of the Panchayats will be received from the government in a single account and the Panchayats will also be able to spend the money from this account.
- The bank accounts of Panchayats can be monitored every moment from the departmental headquarters.
- Mistakes in money transactions will be curbed.
One Panchayat One Bank Account Yojana Registration Process
Application for One Panchayat One Bank Account Scheme has not been officially confirmed. The launch of the scheme has just been announced. Soon the registration process will also be started by the department. When will this process start? For this you will have to wait a little.
Bihar One Panchayat One Bank Account Yojana – Helpline Number
Helpline numbers for this scheme will also be started soon.
Also Read: Other Government Schemes in Bihar State
FAQs
What is the Bihar One Panchayat One Bank Account Yojana?
The Bihar One Panchayat One Bank Account Yojana is a government initiative to provide banking facilities to every panchayat in Bihar. Under the scheme, one bank branch or ATM will be opened in each panchayat.
Who will benefit from the scheme?
The scheme will benefit all residents of Bihar, particularly those living in rural areas. The scheme will make it easier for people to open bank accounts, deposit and withdraw money, and access other banking services.
What are the benefits of the scheme?
The scheme has the following benefits:
- It will make it easier for people to open bank accounts and access banking services.
- It will promote financial inclusion and economic growth in rural areas.
- It will reduce the need for people to travel long distances to access banking services.
- It will help to reduce the reliance on cash transactions and promote digital payments.
Q: What types of bank accounts will be available under the scheme?
A: All types of bank accounts, including savings accounts, current accounts, and fixed deposit accounts, will be available under the scheme.
Q: What are the eligibility criteria for opening a bank account under the scheme?
A: The eligibility criteria for opening a bank account under the scheme are the same as the eligibility criteria for opening a bank account at any other bank branch.
Q: What are the charges for opening and maintaining a bank account under the scheme?
A: The charges for opening and maintaining a bank account under the scheme will be the same as the charges for opening and maintaining a bank account at any other bank branch.
Q: How can I find out more information about the scheme?
A: You can find more information about the scheme by contacting your local bank branch or the Panchayati Raj Department of the Bihar government.