Introduction
Odisha Sabha Ghara Yojana (OSHG) is a government scheme implemented in 2019 to provide financial assistance for individuals in Odisha who aspire to build their own homes but lack the necessary funds. This article aims to shed light on the key aspects of the OSHG scheme, highlighting its eligibility criteria, benefits, application process, and frequently asked questions.
1. Objective: Making Housing Affordable
The main objective of the OSHG scheme is to address the need for affordable housing in Odisha. It aims to support individuals who are unable to independently finance the construction of their own houses.
ପଶ୍ଚିମ ଓଡ଼ିଶାର ବିକାଶ ହେବ ତ୍ୱରାନ୍ୱିତ। ‘ମୁଖ୍ୟମନ୍ତ୍ରୀ ସଭାଗୃହ’ କାର୍ଯ୍ୟକ୍ରମର ଶୁଭାରମ୍ଭ ସହ ମୁଖ୍ୟମନ୍ତ୍ରୀ ଶ୍ରୀ @Naveen_Odisha ₹୩୩.୫୮ କୋଟିର ବିଭିନ୍ନ କଲ୍ୟାଣକାରୀ ପ୍ରକଳ୍ପ ଶୁଭାରମ୍ଭ ଓ ଭିତ୍ତିପ୍ରସ୍ତର ସ୍ଥାପନ କରିଛନ୍ତି। ପଶ୍ଚିମ ଓଡ଼ିଶା ବିକାଶ ପରିଷଦ ଅଧୀନରେ ହେଉଥିବା ଏହି ପ୍ରକଳ୍ପଗୁଡ଼ିକ #5T ଉପକ୍ରମରେ… pic.twitter.com/5TKylczJwC
— CMO Odisha (@CMO_Odisha) July 15, 2023
About Odisha Sabha Ghara Yojana
| Name Of the Scheme | Mukhya Mantri Sabha Ghara Scheme |
| By Whom Initiated done | By the Government of Odisha |
| Beneficiary | citizens of the state |
| Assistance to be Provided | providing better facilities to the people |
| Application Process | Online / Offline |
| Official Website | Coming Soon |
2. Eligibility Criteria For Odisha Sabha Ghara Yojana
To be eligible for the OSHG scheme, applicants must meet the following criteria:
– Citizenship: Applicants must be citizens of Odisha.
– Age Range: Individuals between the ages of 18 and 60 are eligible.
– Existing Property: Applicants must not own any other residential property.
– Income Limit: Monthly income should not exceed Rs. 25,000.
3. Required Documents for Odisha Sabha Ghara Yojana
To apply for the OSHG scheme, applicants must submit the following documents:
- – Application form
- – Aadhaar card or driving license for identification
- – PAN card for tax purposes
- – Proof of land ownership
- – Evidence of estimated construction costs
- – Income proof or salary certificate
4. Benefits of the OSHG Scheme: Realizing Your Dream
The OSHG scheme provides several notable benefits to its participants:
- – Loan Amount: Eligible applicants can receive a loan of up to 20% of the total cost of their house.
- – Interest-Free Period: The loan is interest-free for the initial 12 months, alleviating financial burden during the initial stages.
- – Favorable Interest Rate: The loan carries an attractive interest rate of 6%, making it highly affordable.
- – Extended Repayment Period: Applicants have the flexibility to repay the loan over a span of up to 20 years.
- – Technical Assistance: The government also offers technical support to facilitate successful home construction.
5. Application Process: Convenient Options
To apply for the OSHG scheme, applicants have two options:
Online Application: Visit the official website of the Odisha Housing and Urban Development Department to access the online application portal.
Offline Application: Alternatively, applicants can submit their application at any designated office of the department.
Download the Application Form: The application form for the OSHG scheme can be easily downloaded from the official website of the Odisha Housing and Urban Development Department.
Helpline Assistance
For any queries or assistance regarding the OSHG scheme, participants can reach out to the dedicated helpline at 1800-345-6789.
Conclusion
The Odisha Sabha Ghara Yojana presents a remarkable opportunity for individuals in Odisha who desire to have their own homes but face financial constraints. By offering affordable loans, low-interest rates, and extended repayment periods, the scheme aims to make housing a reality for every eligible applicant. If you meet the eligibility criteria, seize this opportunity and apply for the OSHG scheme to turn your dream of homeownership into a tangible reality.
FAQs
1. What is the maximum loan amount available under the OSHG scheme?
Participants can avail a loan of up to 20% of their house’s total cost through the OSHG scheme.
2. What is the interest rate applicable to loans under the OSHG scheme?
The interest rate for loans provided under the OSHG scheme is 6%.
3. What is the repayment period for loans obtained through the OSHG scheme?
The OSHG scheme allows applicants to repay their loans over a period of up to 20 years.
4. How can I apply for the OSHG scheme?
Applicants can conveniently apply for the OSHG scheme either online or offline. The application form can be downloaded from the official website of the Odisha Housing and Urban Development Department.