Introduction
To make the women of the country self-dependent, the Government of India has implemented the new Swarnima Yojana. Through this scheme, low interest rate loans are given to women of backward classes to start business, so that women can be empowered financially. How to get the benefit of New Swarnima Scheme and how to register for it. To get all this information, you have to read this article till the end.
Government of India has launched new Swarnima Yojana for the welfare of economically weak women. Under this scheme, a loan of Rs 2,00,000 is provided to women at a low interest rate. Beneficiary women will be able to use this loan to start their own business. The loan amount will be deposited in the bank account of the applicant woman.
Objective of New Swarnima Loan Scheme
The main objective of the scheme is to provide loans to the backward class women of the country to start business, so that women can become financially empowered.
About
| Scheme Name | New Swarnima Yojana |
|---|---|
| Government of India launched by | Department of Social Justice and Empowerment |
| Beneficiary | Economically weak women of the country |
| Assistance provided | Loan for employment |
| Loan amount | Rs.200,000/- |
| Application Process | Online / Offline |
| Official website | nsfdc.nic.in |
Loan Details
| Loan Details | Benefits |
|---|---|
| Loan amount | Maximum Rs.2,00,000/- |
| Interest rate | 5% per annum |
| Repayment period | 8 years |
Eligibility for New Swarnima Yojana
- The applicant must be a permanent resident of the country.
- Women belonging to SC/ST/OBC/EWS caste will be eligible to take advantage of the scheme.
- The age of the beneficiary should be between 18 years to 55 years.
- The annual income of the applicant’s family should not exceed ₹ 300000.
- The applicant should be a female entrepreneur.
- The woman’s bank account should be linked to Aadhaar.
Documents required for New Swarnima Yojana
- Aadhar card
- Permanent certificate
- Income certificate
- Caste certificate
- Bank account
- Passport size photo
- Mobile number
Benefits of New Swarnima Loan Scheme
- The new Swarnima loan scheme has been started for the women of the country.
- Through this scheme, loans up to Rs.200,000/- are given to women belonging to backward classes to start a business.
- The loan amount is transferred to the bank account of the applicant woman.
- With this scheme, women will not need to take financial help from anyone to start a business.
- This scheme will be run in the whole country.
- The benefit of New Swarnima Yojana will be provided to women without any discrimination.
- Applications for the scheme can be accepted through online and offline mode.
Salient Features of New Swarnima Yojana for Women
- Providing business loans to backward class women
- To improve the condition of economically weak women
- Promote women empowerment
- To make eligible beneficiary women self-dependent and empowered.
Online Registration for the New Swarnima Scheme
Applicants who want to apply for the scheme through online mode will have to wait for a while. Because the online link for the scheme has not been activated yet. When the link for application will be activated, only then applicants will be able to apply for New Swarnima Scheme through online mode.
How to Register for the New Swarnima Yojana
- First of all the applicant has to go to the nearest SCA office.
- After that you have to get the application form of “New Swarnima Yojana” from there.
- Now you have to fill this form carefully.
- After that you have to attach the requested documents with the form.
- Then you have to submit this form at the place from where you had received it.
- By following this process, you will successfully apply under the scheme.
New Swarnima Yojana – Helpline Number
1800 102 3399
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