Introduction
The New Swarnima Scheme is an Indian government scheme that provides financial assistance to women entrepreneurs from Scheduled Castes and Scheduled Tribes (SC/ST) communities. The scheme aims to empower women by providing them with access to capital and training, so that they can start their own businesses.
A term loan scheme by the Ministry of Social Justice and Empowerment for women entrepreneurs from backward classes to obtain a loan of up to ₹2,00,000/- @ 5% per annum, thereby providing them social & financial security. The scheme is introduced by National Backward Classes Finance and Development Corporation (NBCFDC) and implemented by State Channelising Agencies (SCAs) which act as the nodal agency.
Objective of New Swarnima Scheme
The objective of the New Swarnima Scheme is to:
- Provide financial assistance to women entrepreneurs from SC/ST communities to start or expand their businesses.
- Empower women by providing them with access to capital and training.
- Create employment opportunities for women from SC/ST communities.
Eligibility Criteria for New Swarnima Scheme
To be eligible for the New Swarnima Scheme, women entrepreneurs must meet the following criteria:
- They must be a member of a SC/ST community.
- They must have an annual family income of less than ₹3 lakh.
- They must have a minimum educational qualification of Class 10.
- They must have a business plan.
Documents Required for New Swarnima Scheme
The following documents are required to apply:
- Application form
- Identity proof (such as Aadhaar card or voter ID card)
- Proof of residence (such as electricity bill or water bill)
- Educational qualification certificate
- Business plan
Benefits
The New Swarnima Scheme offers the following benefits to eligible women entrepreneurs:
- Access to a loan of up to ₹2 lakh at an interest rate of 5% per annum.
- The beneficiary woman is not required to invest any amount of her own on the projects upto cost of ₹2 lakh.
- Training on business management, marketing, and financial planning.
- Networking opportunities with other women entrepreneurs.
- The opportunity to grow your business and create jobs.
How to Apply
Applications for the New Swarnima Scheme can be made online or offline.
To apply online, visit the website of the National Backward Classes Finance and Development Corporation (NBCFDC) and click on the “New Swarnima Scheme” link. To apply offline, download the application form from the NBCFDC website and submit it to the NBCFDC office in your state.
To apply offline,
Application Form Download
The application form for the New Swarnima Scheme can be downloaded from the NBCFDC website. The link to the application form is: https://nbcfdc.gov.in/loan-scheme-description/2/en
Helpline Number
The helpline number for the New Swarnima Scheme is: 18001023399
Conclusion
The New Swarnima Scheme is a great opportunity for women entrepreneurs from SC/ST communities to start or expand their businesses. If you are a woman entrepreneur from a SC/ST community, I encourage you to apply for the scheme.
FAQs
Q: What is the maximum amount of loan that I can avail under the New Swarnima Scheme?
A: The maximum amount of loan that you can avail under the New Swarnima Scheme is ₹2 lakh.
Q: What is the interest rate on the loan under the New Swarnima Scheme?
A: The interest rate on the loan under the New Swarnima Scheme is 5% per annum.
Q: What are the documents required to apply for the New Swarnima Scheme?
A: The documents required to apply for the New Swarnima Scheme are:
- Application form
- Identity proof (such as Aadhaar card or voter ID card)
- Proof of residence (such as electricity bill or water bill)
- Educational qualification certificate
- Business plan
Q: How can I apply for the New Swarnima Scheme?
A: You can apply for the New Swarnima Scheme online or offline. To apply online, visit the website of the National Backward Classes Finance and Development Corporation (NBCFDC) and click on the “New Swarnima Scheme” link. To apply offline, download the application form from the NBCFDC website and submit it to the NBCFDC office in your state.
I hope this information was helpful. Please let me know if you have any other questions.